Centrum Housing Finance Limited

Home Construction

Home Construction

It is everyone’s aspiration to build their own home. At Centrum, we offer two differential products to cater to your requirements.

Plot + Construction Loan

Customers can avail loans for purchase of non-agricultural plots and construction of a residential unit on the same with necessary approvals.

Loan Amount

Minimum Loan Amount: 3 Lakhs
Maximum Loan Amount: 60 Lakhs

Loan Tenure

Maximum Tenure: 240 months

Interest Rate

CHFRR: 18.25%
Customer Type Interest Rate
Salaried 11% to 14.5%
Self Employed Professional 12.5% to 17%
Self Employed Non Professional 12.5% to 17%

Self-Construction Loan

Self-construction loans are extended to customers to construct residential premises either from a contractor or contractual builder on a freehold owned plot of non-agricultural land as per approvals from necessary authorities. The loan is disbursed as per the stage of construction giving the customers flexibility to contribute their share in parts.

Loan Amount

Minimum Loan Amount: 3 Lakhs
Maximum Loan Amount: 60 Lakhs

Loan Tenure

Maximum Tenure: 240 months

Interest Rate

CHFRR: 18.25%
Customer Type Interest Rate
Salaried 11% to 14.5%
Self Employed Professional 12.5% to 17%
Self Employed Non Professional 12.5% to 17%

Apply Now