Current Openings

Function: Relationship Officer / Senior Relationship Officer
Grade: Officer / Senior Officer
Location: Across the clusters
Qualification: Minimum Graduation and above
Experience: 1 to 3 years
Responsibility:

1. Sourcing business through DSA and DST channels through open market
2. Assisting clients for securing home loans, guiding them for documentation process
3. Ensuring all the documentation and mortgage process gets completed accurately
4. Direct sourcing from potential customers and generating active leads
5. Develop and maintain strong relationship with the clients for repeat business or referrals
6. Ensuring monthly target achievement to achieve the branch’s target as a whole
7. To handle customer queries in the Branch level and ensure NIL customer complaints
8. Coordination with credit team for ensuring no pending requirements from customer’s end
9. Proactively call and visit potential customers to offer tailored mortgage loan solutions, including home loans and loans against property

Function: Credit Manager
Grade: Assistant Manager
Location: Kota, Neemuch, Jodhpur, Udaipur, Chittorgarh, Jaipur, Neem Ka Thana, Ahmedabad, Vadodara, Rajkot, Raipur, Bhopal, Jabalpur, Satna, Rewa, Chhindwara, Meerut, Mathura, Haridwar, Pune, Nagpur, Nashik, Aurangabad, Prayagraj, Jhansi, Azamgarh, Varanasi, Bangalore, Vizag
Qualification: Minimum Graduation and above
Experience: 3 to 6 years
Requirement:

1. Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program
2. Conducting personal discussions with the customers to assess the willingness and capacity of the borrower to repay
3. Keep a watch on the budgeted credit loss vis-à-vis actual credit losses and early indicators to suggest appropriate policy changes
4. Monitoring of credit underwriting policy and framework
5. Appropriate flagging and proposals under various categories and schemes
6. Ensuring TAT is getting maintained from inward to sanction
7. 100% scrutiny of customer documents and internal / external verification reports. Any negative reports / documents to be reported in writing to ACM & reporting Manager
8. Driving a team of CPAs and monitoring their performances

Function: Collection Manager
Grade: Assistant Manager
Location: Hyderabad, Warangal, Hosur, Karimnagar, Vijaywada, Chennai, Madurai, Tirupattur, Bangalore, Pune, Ara, Jhansi, Lucknow, Nemmuch, Udaipur, Coimbatore, Meerut, Gorakhpur, Narsinghpur, Chhindwara, Bhilwara
Qualification: Minimum Graduation and above
Experience: 2 to 6 years
Requirement:

1. To achieve the monthly and annual Collection targets, thereby contributing to achieve Branch target, as a whole
2. Responsible to effect recoveries under existing NPA cases and for up-gradation (Roll Back/Normalization & OTS) of the allocated NPA cases
3. To convert collections through Cash and PDC to ECS / NACH
4. To ensure strict compliance on same day collection entry in ERPS and handover of daily collection to Branch Accountant
5. To adhere to company-defined, ethical and acceptable collection practices
6. Managing a team of collection executive and keep a track of their day to day activities

Function: Sales
Grade: Assistant Manager/Manager
Location: Surat, Mehsana, Jamnagar, Bharuch, Ahmedabad, Gandhinagar
Qualification: Graduate/Post Graduate in Finance/Marketing
Experience: 2 – 5 years
Responsibility:

1. Oversee the Sales and Distribution of the Home loans in the Location
2. Managing the S & D team of 2-5 sales personnel and DSA channel in defined location
3. Work closely with the Credit and Operations team & support on offering innovative product offerings
4. Manage the grow the Business vendors and Builder relationships in the region
Competencies:

5. High energy professional
6. Technical & functional expertise
7. Strong market relationships and knowledge about the business aspects of the location

Function: Sales
Grade: Sr. Manager
Location: Surat
Qualification: Post Graduate in Finance/Marketing
Experience: 4 – 8 years
Responsibility:

1. Oversee the Sales and Distribution of the Home loans in the Hub region
2. Managing the S & D team of 10-15 sales personnel in HUB
3. Work closely with the Credit and Operations team & support on offering innovative product offerings
4. Manage the grow the Business vendors and Builder relationships in the region
Competencies:

5. High energy professional
6. Technical & functional expertise
7. Strong market relationships and knowledge about the business aspects of the HUB