Chief Credit Officer
Vivek is an accomplished Risk Management professional with 25 years of rich experience in credit risk management across diverse mortgage products. His areas of expertise include Credit Underwriting,Policies and Processes, Fraud Control, and Portfolio Management.
Prior to joining Centrum, Vivek has worked in different capacities and roles with LIC Housing Finance,Dewan Housing Finance, Tata Capital Housing Finance,and L&T Housing Finance. He has done his Post Graduate Diploma in Financial Management.
Chief Financial Officer
Mehul is a financial services professional with 13+ years of experience at the intersection of Corporate Finance and Strategy. At Centrum, he has been involved in setting up of the Housing Finance business. Prior to joining Centrum, Mehul was last involved in a multi-stage transaction of sale of NSR’s 49% stake in PNB Housing Finance to Carlyle. He holds a Post Graduate Diploma in Management from Indian Institute of Management, Ahmedabad.
Head, Products & Distribution Network
Mahesh has spent 21 years primarily in retail mortgages across HFCs and private sector & MNC banks in Sales, Credit and Channel management. He has managed the entire gamut of distribution from in-house sales teams to DSAs, cross-sell etc.in organizations such as HDFC, Citibank, Standard Chartered Bank, Citi Financial, Dhanlaxmi Bank, and Kotak Bank. He is an MBA from Pune University.
Zonal Business Head, Gujarat
Elvis has 15+ years’ experience in retail banking industry across sales, channel management, and credit.He has worked with IDBI Bank, ICICI Bank, Citibank, and Tata Capital Housing Finance.
Elvis has a Postgraduate degree in Finance from IIPS Indore.
Muthu Thodiyil Manoj
Zonal Business Head, Chhattisgarh
Manoj brings more than 18 years of experience in the domain of lending, consulting and process orientation. He is a mortgage specialist and has worked with major players like ICICI Bank, Indiabulls Housing Finance, Tata Capital Housing Finance and Aditya Birla Finance. He has launched & developed new markets for all these financial institutions.
Manoj is an MBA and has also completed PGDM for working executives from IIM Raipur.
Vishwajeet Singh Bais
Zonal Business Head, Madhya Pradesh
Vishwajeet has 17 years of experience in the mortgage industry across banks and financial institutions in a wide range of areas encompassing sales, distribution management etc. He has previously worked with IDBI Bank, Centurion Bank of Punjab, Deutsche Post Housing Finance, Tata Capital Housing Finance, ING Vysya Bank and Cent Bank Housing Finance.
Vishwajeet is a B. Com graduate from Vikram University, Madhya Pradesh.
Zonal Business Head, Rajasthan
Gaurav has 15+ years of rich experience focused on business growth and operational control across Housing Finance & Retail Banking. This includes working with large MNC banks and leading HFCs like Citibank, Tata Capital Housing Finance, ING Vysya Bank and Cent Bank Home Finance.
Gaurav is an MBA & Law graduate from the University of Lucknow.